Figure1.TypeofHealthInsuranceCoverage,1994*MiltaryhealthcareincludesCHAMPUS(ComprehensiveHealthandMedicalPlanforUniformedServices),CHAMPVA(CivilianHealthandMedicalProgramoftheDepartmentofVeteran’sAffairs),Veteran’sandmilitaryhealthcare.Note:Thepercentagesbytypeofcoveragearenotmutuallyexclusive;inotherwords,personscanbecoveredbymorethanonetypeofhealthinsuranceduringtheyear.23.460.914.312.146.270.3AnyprivateplanGrouphealthMedicaidMedicareMilitaryhealthcare*Noinsurance12.911.84.32.715.229.1AllpersonsPoorpersonsPrivateinsuranceGovernmentinsuranceNoinsurancePopulationReportsCurrentHealthInsuranceCoverage—1994ByRobertL.BennefieldCENSUSBUREAUP60-190October1995HouseholdEconomicStudiesAnestimated39.7millionper-sonsintheUnitedStates(15.2percent)werewithouthealthin-surancecoverageduringtheentire1994calendaryear.Amongthepoor,11.1millionpersonswerewithoutcover-age.Thiswas29.1percentofthepovertypopulation.ThisreportpresentsdataonthehealthinsurancecoveragestatusofpersonsintheUnitedStatesduringthe1994calen-daryear.Thedata,whichareshownbyselecteddemo-graphicandsocioeconomiccharacteristics,aswellasbyState,werecollectedbytheMarch1995SupplementtotheCurrentPopulationSurvey(CPS).TheCPSisamonthlynationwidesurveyofabout60,000householdsconductedbytheCensusBureau.Employersaretheleadingproviders.Asfigure1shows,themajorityofpersons(70.3per-cent)werecoveredbyaprivateinsuranceplanforsomeorallof1994.Aprivateplanisonethatwasofferedthroughanemployer(eitherone’sownorarelative’s)orprivatelypurchased.Mostprivateinsu-rancewasobtainedthroughacurrentorformeremployerorunion(grouphealth).Theremaininginsuredpersonshadgovernmentcov-erage.ThisincludesMedicaid(12.1percent),Medicare(12.9)percent,andmilitaryhealthcare(4.3percent).Manyper-sonscarrycoveragefrommorethanonetypeofplan.Thepooraremorelikelynottohavecoverage.Despitetheexistenceofpro-gramssuchasMedicaidandMedicare,29.1percentofthepoor(11.1million)hadnohealthinsuranceofanykindduring1994.Thispercentagewasaboutdoubletherateforallpersons.Poorpersonscomprised27.8percentofalluninsuredpersons.Asfigure1shows,Medicaidwasthemostwidespreadtypeofcoverageamongthepoor.About46.2percentofpoorpersonswerecoveredbyMedicaidatsometimeduringtheyear,comparedwith12.1percentofthegeneralpopulation.Somearemorelikelythanotherstolackcoverage.Asfigure2shows,therewereseveralkeyfactorsthatinfluen-cedthechancesoflackingcoverage.Theyincluded—Figure2.WhoLackedCoverage?Percentofallpersons(andpoorpersons)notcoveredbyhealthinsuranceatanytimeduringtheyear,byselectedcharacteristics:1994Note:PersonsofHispanicoriginmaybeofanyrace.15.229.116.613.725.833.5Total26.721.814.239.622.041.4AllpersonsPoorpersonsMaleFemaleUnder18years18to24years25to34years35to44years45to64years65yearsandoverWhiteBlackHispanicoriginNohighschooldiplomaHighschoolgraduate,onlySomecollege,nodegreeAssociatedegreeBachelor’sdegreeorhigherWorkedduringyearFulltimeParttimeDidnotwork16.041.013.30.93.714.036.633.723.330.719.721.739.831.014.912.833.17.634.332.610.816.537.944.915.613.441.747.119.526.4Education(PersonsAged25andOver)RaceandHispanicOriginAgeWorkExperience(PersonsAged15andOver)2P60-190�Age–Youngadultsaged18to24weremorelikelythanotheragegroupstolackcover-ageduringallof1994(26.7percent).Theelderlywereattheotherextreme(0.9per-cent).Amongthepoor,adultsaged18to64hadmuchhighernoncoverageratesthaneitherchildrenortheelderly.�...
