CONFIDENTIALThisreportcontainsinformationthatisconfidentialandproprietarytoMcKinseyCompanyandissolelyfortheuseofMcKinseyCompanypersonnel.Nopartofitmaybeused,circulated,quoted,orreproducedfordistributionoutsideMcKinseyCompany.Ifyouarenottheintendedrecipientofthisreport,youareherebynotifiedthattheuse,circulation,quoting,orreproducingofthisreportisstrictlyprohibitedandmaybeunlawful.Montreal,Canada...